Financial Tricks

It is one thing to save our extra cash, and a whole different scene when doing so in a high-yield savings account. It is important to note that saving money for investing in mutual funds (know about standard deviation, Sharpe ratio, R Squared, Beta, and alpha in mutual fund before making any investments) and saving […]

Mortgage interest rates are at a historical low due to the ravage by the coronavirus, and this would be the best time to refinance a mortgage that has high interest rates or high payments. However, not every lender will offer you the best rates on the best terms. Besides, in the case you are opting

Covid-19 hit us all in the year 2020, and it hit us hard. All of us have been affected directly or indirectly. Some of us have had the privilege to work from home. Unfortunately, many jobs were lost during the pandemic. Some companies were forced to cut on expenditure leading to a reduction of salaries

Splurge shopping is when you make a purchase that you really can’t afford or is outside of your budget. For example, you may splurge on the most expensive cut of beef like a prime rib roast and your budget only allows for a cheaper cut. Or maybe it’s splurging on clothes that is your biggest

Purchasing auto insurance policies is a complicated process regardless of the selling party. Many people prefer buying vehicle insurance covers by looking for a list of car insurance companies online and comparing their rates and terms that way. Even so, insurance providers use unfamiliar terminologies that can easily confuse potential cover purchasers. Longstanding misconceptions and

It is debatable whether gambling can be classed as a form of investment. After all, it does involve speculating to accumulate like many forms of investments, such as riskier investment plans and share dealing, where markets can dip. To see how it is possible to increase your savings, although exercising control over your limits, we

Running my family operated business has always been my goal. I grew up between pianos, guitars, and tons of music books sitting on the many shelves of our shop in the city’s suburb. My granddad was a piano tuner. He had been a piano player on a big cruise ship during the fifties and later

Cryptocurrency is a digital or virtual currency that is secured by cryptography. Cryptocurrency assets are based on networks that are distributed across many different computers. One of the most widely known cryptocurrencies is Bitcoin. A lot of people treat Bitcoin like an online version of cash and so it can be used to buy products

The debt situation is already difficult, but the situation with the pandemic has made it even worse. The number of people in debt continues to increase, and there is every reason to believe that the situation is not about to improve. Is it not possible to pay off all debts completely, like managing debts in